How to Pick a Great Family Insurance Agent

Like choosing a good school for your children or a family doctor choosing the right insurance agent is a very important decision.  You'll need to choose a good family insurance agent, one who'll look out after you and your family's needs.

There are two types of insurance agents.

Direct Writers - Those agents who are employees of an insurance company. Direct Writers represent only the products and services that their insurance company has to offer.

Independent Insurance Agents - Agents who generally work for an independent insurance agency. Independent insurance agencies represent more than one company. They are typically able to provide you with more product and coverage options that direct writers.  While these two types of agents are certainly different each has their advantage. I've found that many clients truly enjoy the options that come with the independent agent while others prefer the big company branding that seems to come along with the direct writers.

Credentials
A good insurance agent will help you establish adequate liability limits, properly evaluate replacement cost of your home and contents, advise you on deductible options, life insurance limits, retirement planning and many more specific insurable situations with the sole purpose of providing you with adequate asset protection.

Honesty
Well.....believe it or not, there are insurance agents who are not honest! Fortunately, dishonest agents are very few and far between.

Just how can you tell who's honest or not. Think about people you meet on the street. Can you tell if the man in the blue suit carrying the briefcase is honest or how about that lady in the green hat?  Agents who are in business fro years means an agent you can trust.

Customer Service
Look for an agent who will service your account.  So many times you'll secure an insurance policy from an agent only to have all the service work done by someone else in the agency. When it seems like every time you call to have your policy modified and you find you're being passed off to someone else, someone who you've never met, then I'd start looking for another agent! It's true, in some agencies, after the original sale, you may never talk with your agent again! Well.....unless you need to purchase another policy! 

When considering your needs for insurance products for your home or business remember contacting Bennett Insurance Group is the right move.  Give us a call at 623-979-4140

Presented By:
Jim Bennett
Bennett Insurance Group, Inc.
623-979-4140
http://jimbennettinsurance.com
jim@jimbennettinsurance.com