Before you choose a policy, it is essential to establish your home's replacement cost. A local builder can provide the best estimate.
Insurers Differ
As with anything else you buy, what seems to be the same product can be priced differently by different companies. You can save money by comparison shopping.
Don't Just Look At Price
A low price is no bargain if an insurer takes forever to service your claim. Research the insurer's record for claims service, as well as its financial stability.
Go Beyond The Basics
A basic homeowners policy may not promise to entirely replace your home. Your security and fire safety products may reduce your insurance cost.
Stipulate Discounts
Insurers provide discounts to reward behavior that reduces risk. Your agent should help you get the best prices. Americans waste money every year because they forget to ask for them!
Your lifestyle can affect your homeowners insurance pricing. Pets, recreation and coverages affect your price.
At claims time, your insurer isn't necessarily on your side.
Your idea of fair compensation may not match that of your insurer. Your insurer's job is to restore you financially. Your job is to prove your losses so you get what you need.
Prepare Before You Have To File A Claim
Keep your policy updated, and reread it before you file a claim so there are no surprises.
When considering your needs for insurance products for your home or business remember contacting Bennett Insurance Group is the right move. Give us a call at 623-979-4140
Presented By:
Jim Bennett
Bennett Insurance Group
623-979-4140
http://jimbennettinsurance.com
jim@jimbennettinsurance.com
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