Medical malpractice is professional negligence by act or omission by a health care provider in which the treatment provided falls below the accepted standard of practice in the medical community and causes injury or death to the patient, with most cases involving medical error. Standards and regulations for medical malpractice vary by country and jurisdiction within countries. Medical professionals may obtain professional liability insurances to offset the risk and costs of lawsuits based on medical malpractice.
The plaintiff's damages may include compensatory and punitive damages. Compensatory damages are both economic and non-economic. Economic damages include financial losses such as lost wages (sometimes called lost earning capacity), medical expenses and life care expenses. These damages may be assessed for past and future losses. Non-economic damages are assessed for the injury itself: physical and psychological harm, such as loss of vision, loss of a limb or organ, the reduced enjoyment of life due to a disability or loss of a loved one, severe pain and emotional distress. Punitive damages are only awarded in the event of wanton and reckless conduct.
In one particular circumstance, physicians, particularly psychiatrists, are held to a different standard than other defendants in a tort claim. Suicide is legally viewed as an act which terminates a chain of causality. Although the defendant may be held negligent for another's suicide, he or she is not responsible for damages which occur after the act. An exception is made for physicians. Although there exists no protocol or algorithm for predicting suicidality with any level of certainty, courts throughout the United States have found physicians to be negligent. Furthermore, damages are routinely assessed based on losses which would hypothetically accrue after the act of suicide.
In today’s challenging healthcare marketplace, we can help guide you to better results and a higher set of expectations with our value added services. We understand your struggle to deliver quality health care and avoid medical malpractice claims. Working in partnership with your practice, we will address affordability issues regarding medical malpractice insurance, while improving safety and quality.
When considering your needs for insurance products for your home or business remember contacting Bennett Insurance Group is the right move. Give us a call at 623-979-4140
Presented By:
Jim Bennett
Bennett Insurance Group
623-979-4140
http://jimbennettinsurance.com
jim@jimbennettinsurance.com
Many people picture sand dunes, tumbleweeds, and dry washes when they think of the desert. The desert can be dry and sparse, although the look changes when springtime brings vegetation to the desert. When the winter rains are over, the desert comes alive with its own unique beauty and wildflowers. Yes, there are flowers in the desert. You may not find daffodils or lilacs growing wild here, but desert wildflowers are bright and beautiful.
The best time to see wildflowers in the Arizona deserts is in March and early April. Of course, the number of wildflowers to be seen depends greatly on the amount of rain that the area gets the previous winter, so check the wildflower reports to see where the best flowers are. Even during a dry year, you can always visit the Arboretum for a good dose of desert color.
Boyce Thompson Arboretum State Park is the place to discover the intricate beauty and many faces of Arizona's oldest and largest botanical garden. Featured are plants from the world's deserts, towering trees, captivating cacti, sheer mountain cliffs, a stream side forest, panoramic vistas, many natural habitats with varied wildlife, a desert lake, a hidden canyon, specialty gardens and more.
Mining magnate Col. William Boyce Thompson founded the Arboretum in the 1920s. In 1917 Col. Thompson served as co-leader of a Red Cross mercy mission to Russia, where he came to understand the importance of plants as the ultimate source of a large portion of mankind's food, clothing, and shelter. It was then, that he determined to use his great wealth to improve the use of plant resources. The Arboretum is one of his legacies. The Arboretum is located 55 miles east of Phoenix in Superior, AZ.
When considering your need for insurance products for your home or business consider contacting Bennett Insurance Group at 623-979-4140
Brought to you by:
Jim Bennett
Bennett Insurance Group
623-979-4140
http://jimbennettinsurance.com
jim@jimbennettinsurance.com
Knowledge, convenience and choice are the three most important advantages that independent insurance brokers bring to the table.
Insurance is sold by two types of agents: captive and independent. Although both types of agents can help you purchase acceptable insurance products, the independent insurance broker typically offers additional value not seen with captive agents.
The independent insurance broker has a great deal of flexibility when it comes to solving your problems. If you are dissatisfied with your current insurance policy, the broker can move your coverage to another provider and continue to act as your liaison with the new provider. An independent broker will have a wider choice of products to offer and usually can offer coverage for items that are not available from a captive agent.
Independent insurance brokers are not limited to selling products from only one company. They represent multiple insurance carriers, which benefits you because it increases the number of products and services that the agent can evaluate on your behalf. A captive agent can sell the products of only one insurer.
Independent insurance brokers have a substantially larger network of contacts. Because they work with multiple insurance companies, and each company has its own research department, the independent broker is able to speak with multiple representatives from several companies to obtain insight about any potential problems or concerns.
The fear of receiving a biased review or opinion of a particular insurance company or product is greatly reduced when you work with an independent broker. Since the majority of insurance carriers pay the same commission, there is no advantage to the broker to steer you toward one particular company or policy.
When considering your needs for insurance products for your home or business consider contacting Bennett Insurance Group at 623-979-4140
Presented By:
Jim Bennett
Bennett Insurance Group
623-979-4140
http://jimbennettinsurance.com
jim@jimbennettinsurance.com
Individual Disability Income Protection is a must for a business owner, and highly recommended for executives. If you are a business owner, you should consider purchasing both group and individual policies, if possible. As an executive, you should be sure to obtain group coverage if it is available. Only forty three percent of large companies provide group long term disability insurance.
The cost of a plan provided by your employer is usually less than you would pay for an individual disability policy and often you can get coverage automatically without having to qualify medically. If your employer doesn't provide disability insurance then you may want to consider an individual disability policy. Your chances are even less likely to get long term disability insurance if you work for a small company.
Your income is your most valuable asset and is the foundation to a solid financial plan. Help make sure you can maintain your lifestyle and protect your family's future if you become too sick or hurt to work with Individual Disability Income insurance.
If you are seriously disabled monthly loan payments are the least of your concerns; nevertheless, a disability could halt your income needed to make these payments.
Or, you may need a personal disability insurance policy to supplement an employer group plan. Be sure to check the group provisions carefully: How long does the group disability insurance coverage last? How much is the benefit? Does the disability insurance policy cover bonus and commission income? Will the coverage continue if you leave that employer?
A typical Individual Disability Income Protection plan starts to pay benefits after you have been off work for 1 to 6 months, and pays benefits for several years or until retirement age, depending on the policy terms.
When considering your needs for insurance products for your home or business remember contacting Bennett Insurance Group is the right move. Give us a call at 623-979-4140
Presented By:
Jim Bennett
Bennett Insurance Group
623-979-4140
http://jimbennettinsurance.com
jim@jimbennettinsurance.com
Do you have a contingency plan to take care of unplanned events or emergencies? Is your business risk-proof?
No matter how big or small your business is, it faces risks that could lower profit margins and eventually force you to close your doors - often without much notice.
Being true business professionals, we understand how serious these risks can be. We also realize that every dollar spent counts in business. That's why we have created customized business insurance plans to protect your business from unforeseen and unexpected events.
As your Insurance agent, I believe there’s more to insurance than the policy itself. It’s about providing dependable protection and service. That’s why earning your trust is my policy.
Bennett Insurance Group, Inc. has been in the insurance industry for over 20 years and takes tremendous pride in serving you to the very best of his abilities.
Ask our sales team and you will get to know why it's pure fun to work with us.
We are a diversified group of people, past pioneers, and present day visionaries, all moving towards our goal of providing peace of mind through insurance solutions. With a relaxed workplace culture, flexible benefit programs tailored to individual employees, ongoing training and professional development and a keen focus on internal communications, we expect to grow together with our trusted partner - you.
Our Corporate Culture
• Be accessible, professional and friendly as we strive for service excellence.
• Promote a culture with a broad range of products to meet member needs.
• Offer innovative products and be responsive to the marketplace with superior product delivery.
• Offer technology to meet member needs.
• Build member loyalty, advocacy and insistence.
• Be community-involved and recognized as a good corporate citizen.
When considering your needs for insurance products for your home or business consider contacting Bennett Insurance Group at 623-979-4140
Presented By:
Jim Bennett
Bennett Insurance Group
623-979-4140
http://jimbennettinsurance.com
jim@jimbennettinsurance.com
Most package policies provide a liability insurance limit of $1 million for any one loss and $2 million in any one year. For many businesses, this limit is inadequate for real economic security. As a result, additional layers of protection in million-dollar increments are readily available in today's insurance market for most businesses.
Umbrella insurance refers to a liability insurance policy that protects the assets and future income of the name insured in addition to his or her primary policies. It is distinguished from excess insurance in that excess coverage goes into effect only when all underlying policies are totally exhausted, while umbrella is able to "drop down" to fill coverage gaps in underlying policies. Therefore, an umbrella policy can become the primary policy "on the risk" in certain situations. The term "umbrella" refers to how the policy shields the insured's assets more broadly than primary coverage.
Typically, an umbrella policy is pure liability coverage over and above the coverage afforded by the regular policy, and is sold in increments of one million dollars. The term "umbrella" is used because it covers liability claims from all policies underneath it, such as auto insurance and homeowners insurance policies. For example, if the insured carries an auto insurance policy with liability limits of $500,000 and commercial insurance policy with a limit of $500,000, then with a million dollar umbrella, the insured's limits become in effect, $2,000,000 on an auto liability claim and $1,500,000 on a commercial liability claim.
Umbrella insurance provides broad insurance beyond traditional home and auto. It provides additional liability coverage above the limits of homeowner's, auto, and boat insurance policies. It can also provide coverage for claims that may be excluded by the primary policies. These may include, but are not limited to:
False arrest
Libel
Slander
Invasion of privacy
When considering your needs for insurance products for your home or business consider contacting Bennett Insurance Group at 623-979-4140
Presented By:
Jim Bennett
Bennett Insurance Group
623-979-4140
http://jimbennettinsurance.com
jim@jimbennettinsurance.com
What started as a small construction project in the early 1950s developed into a 10-acre National Historic District designed and built by acclaimed Arizona artist Ted DeGrazia.
When the town of Tucson grew near to his first studio on Campbell Avenue and Prince Road, DeGrazia and his wife Marion, a sculptor from New York, bought the isolated foothills property in the early 1950s to escape the encroachment.
Following a regional tradition of building a chapel or shrine in thanks for the land, DeGrazia's goal was an adobe mission built from the ground up at the foot of the Santa Catalina Mountains.
The artist made design sketches then gathered a crew of friends who made traditional adobe bricks with soil mixed with the water DeGrazia hauled up in his Model A. The bricks were baked onsite by the Arizona sun.
With its rock floors, interior murals and open-air roof, the Mission in the Sun was built in honor of Padre Kino and dedicated to the Virgin of Guadalupe, whose image DeGrazia painted onto the adobe altar.
Near the mission is the original home DeGrazia built on the property and the first small gallery where he displayed his art. As his fame and finances grew, DeGrazia designed a larger gallery on the property where he could exhibit his steady stream of new originals. He again assembled a crew to make the adobe bricks and help with construction.
"DeGrazia had a vision," recalled Marion. "He knew exactly what he was doing...When it was ready, we opened the door and the people kept flooding in." The iron door, a replica of the Territorial Yuma prison gate, opened to the public in 1965, and the tradition continues as visitors from around the world flock to this legendary landmark of art and architecture that's now surrounded by a booming metropolis.
There are six permanent collections of paintings that trace historical events and native cultures of the Southwest. Rotating exhibitions display some of the 15,000 DeGrazia originals housed at the gallery, including oils, watercolors, sketches, serigraphs, lithographs, sculptures, ceramics and jewelry. A consignment room displays DeGrazia originals available for purchase, while the gift shop offers a wide selection of reproductions. The gallery is open daily from 10 a.m.-4 p.m. There is no admission charge.
Location: 6300 N. Swan Road Tucson, AZ 85718 - 520 299-9191
Website: http://degrazia.org
When considering your need for insurance products for your home or business consider contacting Bennett Insurance Group at 623-979-4140
Brought to you by:
Jim Bennett
Bennett Insurance Group
623-979-4140
http://jimbennettinsurance.com
jim@jimbennettinsurance.com
