Do you have a contingency plan to take care of unplanned events or emergencies? Is your business risk-proof?
No matter how big or small your business is, it faces risks that could lower profit margins and eventually force you to close your doors - often without much notice.
Being true business professionals, we understand how serious these risks can be. We also realize that every dollar spent counts in business. That's why we have created customized business insurance plans to protect your business from unforeseen and unexpected events.
As your Insurance agent, I believe there’s more to insurance than the policy itself. It’s about providing dependable protection and service. That’s why earning your trust is my policy.
Bennett Insurance Group, Inc. has been in the insurance industry for over 20 years and takes tremendous pride in serving you to the very best of his abilities.
Ask our sales team and you will get to know why it's pure fun to work with us.
We are a diversified group of people, past pioneers, and present day visionaries, all moving towards our goal of providing peace of mind through insurance solutions. With a relaxed workplace culture, flexible benefit programs tailored to individual employees, ongoing training and professional development and a keen focus on internal communications, we expect to grow together with our trusted partner - you.
Our Corporate Culture
• Be accessible, professional and friendly as we strive for service excellence.
• Promote a culture with a broad range of products to meet member needs.
• Offer innovative products and be responsive to the marketplace with superior product delivery.
• Offer technology to meet member needs.
• Build member loyalty, advocacy and insistence.
• Be community-involved and recognized as a good corporate citizen.
When considering your needs for insurance products for your home or business consider contacting Bennett Insurance Group at 623-979-4140
Presented By:
Jim Bennett
Bennett Insurance Group
623-979-4140
http://jimbennettinsurance.com
jim@jimbennettinsurance.com
Because it can be more efficient or economical, your association may insure all the building and common elements under a single package policy, commonly called an association master policy.
Condominium insurance provides coverage for your unit where your condominium association insurance stops. Your association typically insures the building and other common areas. You are responsible for the interior of your unit. Typically you need personal property and liability coverage. In addition to coverage for your floors, walls, cabinets and fixtures that your association's insurance probably will not cover.
Every association's insurance policy is different regarding what each unit owner is responsible for, so it is important to review your association policy and condominium by-laws carefully.
Unfortunately there are many cases where that insurance policy won’t cover you or your things, like a break in, water damage to your living room walls, or someone injuring themselves slipping on your wet kitchen floor. That's why you need condominium insurance designed specifically for condo or co-op owners.
Condominium policies help protect your personal property and the interior of your unit. You will also have liability protection for bodily injury or property damage to others. It's easy to get a quote for a condominium insurance policy that will provide these coverages.
Remember that if your bathtube overflows it may not be just your unit that is damaged and cleaning up the water will not be where your headache stops.
The nature of condominium living is very different from a stand alone home and you need an agent who understands your very specific needs as a condominium owner or renter.
You need to understand that even something as simple as a repair to your unit can open you up to the need for an insurance policy that covers what you do and who you hire.
You want to know how what a guest does on the property will affect your liability to the condominium association.
When considering your needs for insurance products for your home or business consider contacting Bennett Insurance Group at 623-979-4140
Brought to you by:
Jim Bennett
Bennett Insurance Group
623-979-4140
http://jimbennettinsurance.com
jim@jimbennettinsurance.com
With the passing of Neil Armstrong on August 25, 2012 we thought it would be a good time to look at the AZ Challenger Space Center here in the West Valley. http://www.azchallenger.org
The Mission of the Challenger Space Center is to inspire, excite and educate people of all ages about the mysteries and wonders of space, science and the universe in which we live.
Challenger Learning Center of Arizona is a nonprofit organization, 501.c.3., providing vital science, technology, engineering, and math (STEM) programs to students primarily in grades K-8. In addition, the Center is a public museum open daily 10 a.m. to 4 p.m. Challenger Space Center Arizona is one of only three Smithsonian Institution Affiliates in the greater Phoenix Valley, offering quality exhibits and programs for families and people of all ages amidst an exciting backdrop of space exploration.
History of the Center
In 1996, the late U.S. Congressman Bob Stump approached the Peoria Unified School District (PUSD) and asked the district to provide the leadership to build a world-class space science education complex to serve students from around the state. District officials and the PUSD Governing Board enthusiastically accepted this exciting and unique challenge: to host the first stand-alone Challenger Center in Arizona and the Southwest.
Just as it is often said that it takes a village to raise a child, it has taken an entire community to build this one-of-a-kind facility. With an incredible outpouring of community support, from the students who helped design the Center, to major corporations and local businesses, to the many members of the construction community who have come together to build the $7.3 million facility for $3.5 million, the Challenger Space Center is an outstanding example of a public/private partnership.
The story of the Challenger Space Center would not be complete without Peoria residents Kevin and Sydney Knight, who donated $1 million to the Center in January of 2000. In gratitude for their exceedingly generous donation, the Center’s building name is The Knight Space Science Education Center.
Numbers Tell The Story
The Challenger Space Center celebrated its Grand Opening on July 23, 2000. Since that time more than 450,000 multi-generational visitors, consisting of entire families, from first-graders to senior citizens, have experienced space missions, Open Houses, space camps, lectures, classes, stargazing nights, and more.
Dedicated Volunteers
They enjoy a robust volunteer staff, consisting of nearly 100 individuals, many of whom are retirees from nearby senior communities. These enthusiastic supporters have quite a varied background, with many volunteers coming from the military, high tech companies, education, NASA, etc.
When considering your need for insurance products for your home or business consider contacting Bennett Insurance Group at 623-979-4140
Brought to you by:
Jim Bennett
Bennett Insurance Group
623-979-4140
http://jimbennettinsurance.com
jim@jimbennettinsurance.com
Many small businesses rely on the individual employees for the special skills they bring to the business. Without them the business will suffer a very negative impact. You can help protect the business through a special type of coverage.
Key person insurance, also commonly called keyman insurance or key man insurance, is an important form of business insurance. There is no legal definition for "key person insurance". In general, it can be described as an insurance policy taken out by a business to compensate that business for financial losses that would arise from the death or extended incapacity of the member of the business specified on the policy. The policy’s term does not extend beyond the period of the key person’s usefulness to the business. The aim is to compensate the business for losses and facilitate business continuity. Key person insurance does not indemnify the actual losses incurred but compensates with a fixed monetary sum as specified on the insurance policy.
An employer may take out a key person insurance policy on the life or health of any employee whose knowledge, work, or overall contribution is considered uniquely valuable to the company. The employer does this to offset the costs (such as hiring temporary help or recruiting a successor) and losses (such as a decreased ability to transact business until successors are trained) which the employer is likely to suffer in the event of the loss of a key person.
There are four categories of loss for which key person insurance can provide compensation:
Losses related to the extended period when a key person is unable to work, to provide temporary personnel and, if necessary to finance the recruitment and training of a replacement.
Insurance to protect profits. For example, offsetting lost income from lost sales, losses resulting from the delay or cancellation of any business project that the key person was involved in, loss of opportunity to expand, loss of specialized skills or knowledge.
Insurance to protect shareholders or partnership interests. Typically this is insurance to enable shareholdings or partnership interests to be purchased by existing shareholders or partners.
Insurance for anyone involved in guaranteeing business loans or banking facilities. The value of insurance coverage is arranged to equal the value of the guarantee.
When considering your needs for insurance products for your home or business consider contacting Bennett Insurance Group at 623-979-4140
Brought to you by:
Jim Bennett
Bennett Insurance Group
623-979-4140
http://jimbennettinsurance.com
jim @jimbennettinsurance.com
Health Savings Accounts (HSAs) were created in 2003 so that individuals covered by high-deductible health plans could receive tax-preferred treatment of money saved for medical expenses. Generally, an adult who is covered by a high-deductible health plan (and has no other first-dollar coverage) may establish an HSA.
A Health Savings Account (HSA) helps you save money on health care. By making you a part of the medical services decision process, HSAs are designed to help you manage medical expenses and reduce the continuing raising of health care expenses.
Equally as important, the money you save remains part of your retirement account, even if you leave your present employer. You can also save the money in your account and grow your account through investment earnings.
Funds in the account can grow tax-free through investment earnings, just like an IRA In short, if you don’t use all the money in your HSA for medical expenses, it can accumulate as tax-free savings for your retirement. One final benefit, HSAs can pay for many more procedures than were ever allowed before by government sponsored programs. Health Savings Accounts help you save money on unavoidable expenses and build investment savings for your retirement.
Account funds are used to cover medical expenses before the plan deductible has been met. Unspent account balances accumulate and accrue interest from year-to-year. Unlike amounts in Flexible Spending Accounts that are forfeited if not used by the end of the year, unused funds remain available for use in later years.
Once the health plan’s annual deductible has been met, coverage resembles conventional insurance, typically in the form of a preferred provider organization (PPO) with little-to-no cost sharing for in-network services, and limits on total out-of-pocket costs.
Keep in mind that the nature of Health Savings Accounts and other programs of this type can change from year to year and you need to keep informed on the changes and how they may affect you. Please consider Bennett Insurance Group to help you manage your HSA.
When considering your needs for insurance products for your home or business consider contacting Bennett Insurance Group at 623-979-4140
Brought to you by:
Jim Bennett
Bennett Insurance Group
623-979-4140
http://jimbennettinsurance.com
jim @jimbennettinsurance.com
Do you have a contingency plan to take care of unplanned events or emergencies? Is your business risk-proof?
No matter how big or small your business is, it faces risks that could lower profit margins and eventually force you to close your doors - often without much notice.
Being true business professionals, we understand how serious these risks can be. We also realize that every dollar spent counts in business. That's why we have created customized business insurance plans to protect your business from unforeseen and unexpected events.
As your Insurance agent, I believe there’s more to insurance than the policy itself. It’s about providing dependable protection and service. That’s why earning your trust is my policy.
Bennett Insurance Group, Inc. has been in the insurance industry for over 20 years and takes tremendous pride in serving you to the very best of his abilities.
Ask our sales team and you will get to know why it's pure fun to work with us.
We are a diversified group of people, past pioneers, and present day visionaries, all moving towards our goal of providing peace of mind through insurance solutions. With a relaxed workplace culture, flexible benefit programs tailored to individual employees, ongoing training and professional development and a keen focus on internal communications, we expect to grow together with our trusted partner - you.
Our Corporate Culture
• Be accessible, professional and friendly as we strive for service excellence.
• Promote a culture with a broad range of products to meet member needs.
• Offer innovative products and be responsive to the marketplace with superior product delivery.
• Offer technology to meet member needs.
• Build member loyalty, advocacy and insistence.
• Be community-involved and recognized as a good corporate citizen.
When considering your needs for insurance products for your home or business consider contacting Bennett Insurance Group at 623-979-4140
Presented By:
Jim Bennett
Bennett Insurance Group
623-979-4140
http://jimbennettinsurance.com
jim@jimbennettinsurance.com
At Bennett Insurance Group we know how hard you work to make your restaurant a success and the pride of your neighborhood, city or even the country. But how much time to do you have to think about and understand your insurance needs?
That’s why you need a strong and knowledge insurance broker on your side.
Insurance for today’s restaurants.
Today’s restaurant environment is more complex than ever and you want to know you’re covered for the unexpected and unforeseen occurrence.
Whether you run a small cafe or a national chain, you could be held liable for anything from contaminated or spoiled food to spilled coffee. That’s why you deserve an insurance company with commercial restaurant insurance coverage specifically designed for the risks you face. It doesn’t matter if a food problem truly lies with a vendor you must first protect yourself and your restaurant with the best in insurance coverage.
Eligible classes include, but are not limited to:
• Fine Dining
• Casual Dining
• Fast Food
• Ethnic Cuisine
• Delicatessen
• Coffee Shop
• Micro Brewery
When thinking about your restaurant’s insurance needs don’t forget Workers' Compensation.
Workers' compensation insurance protects employers from claims resulting from injuries to employees. It protects your business from lawsuits and provides employees with compensation for on-the-job injuries.
By law, most employers are required to provide coverage for lost wages and medical bills incurred as a result of on-the-job accidents or illnesses. For many businesses, this coverage is the largest part of its insurance expense.
When considering your needs for insurance products for your home or business remember contacting Bennett Insurance Group is the right move. Give us a call at 623-979-4140
Presented By:
Jim Bennett
Bennett Insurance Group
623-979-4140
http://jimbennettinsurance.com
jim@jimbennettinsurance.com
