When a disaster strikes your business, be a storm, fire or other unforeseen event you need to have coverage that does more than just replace your inventory and property. You need to protect your actual dollars and cents.
If your business suffers a property loss it could cause the business to slow or close down while repairs are made. This may mean a complete or partial revenue loss depending on the time frame and the damage. From the time the loss occurs until your business is running again, insurance can replace your lost profits, and provide a source of money to pay your necessary continuing expenses, like rent, payroll, taxes, etc.
Business interruption insurance covers the loss of income that a business suffers after a disaster while its facility is either closed because of the disaster or in the process of being rebuilt after it. A property insurance policy only covers the physical damage to the business, while the additional coverage allotted by the business interruption policy covers the profits that would have been earned. This extra policy provision is applicable to all types of businesses, as it is designed to put a business in the same financial position it would have been in if no loss had occurred.
This type of coverage is not sold as a stand-alone policy, but can be added on to the business' property insurance policy or comprehensive package policy. Since business interruption is included as part of the business' primary policy, it only pays out if the cause of the loss is covered by the overarching policy.
The following are typically covered under a business interruption insurance policy:
Profits: Profits that would have been earned (based on prior months' financial statements);
Fixed Costs: Operating expenses and other costs still being incurred by the property (based on historical costs);
Temporary Location: Special policies may cover the extra expenses for moving to, and operating from, a temporary location;
Extra Expenses: Reimbursement for reasonable expenses (beyond the fixed costs) that allow the business to continue operation while the property is being repaired.
When considering your needs for insurance products for your home or business remember contacting Bennett Insurance Group is the right move. Give us a call at 623-979-4140
Presented By:
Jim Bennett
Bennett Insurance Group
623-979-4140
http://jimbennettinsurance.com
jim@jimbennettinsurance.com
Do you have a contingency plan to take care of unplanned events or emergencies? Is your business risk-proof?
No matter how big or small your business is, it faces risks that could lower profit margins and eventually force you to close your doors - often without much notice.
Being true business professionals, we understand how serious these risks can be. We also realize that every dollar spent counts in business. That's why we have created customized business insurance plans to protect your business from unforeseen and unexpected events.
As your Insurance agent, I believe there’s more to insurance than the policy itself. It’s about providing dependable protection and service. That’s why earning your trust is my policy.
Bennett Insurance Group, Inc. has been in the insurance industry for over 20 years and takes tremendous pride in serving you to the very best of his abilities.
Ask our sales team and you will get to know why it's pure fun to work with us.
We are a diversified group of people, past pioneers, and present day visionaries, all moving towards our goal of providing peace of mind through insurance solutions. With a relaxed workplace culture, flexible benefit programs tailored to individual employees, ongoing training and professional development and a keen focus on internal communications, we expect to grow together with our trusted partner - you.
Our Corporate Culture
• Be accessible, professional and friendly as we strive for service excellence.
• Promote a culture with a broad range of products to meet member needs.
• Offer innovative products and be responsive to the marketplace with superior product delivery.
• Offer technology to meet member needs.
• Build member loyalty, advocacy and insistence.
• Be community-involved and recognized as a good corporate citizen.
When considering your needs for insurance products for your home or business consider contacting Bennett Insurance Group at 623-979-4140
Presented By:
Jim Bennett
Bennett Insurance Group
623-979-4140
http://jimbennettinsurance.com
jim@jimbennettinsurance.com
Many companies are unaware that their current business and insurance policies most likely do not cover them for all of their technology-related risks. Our technology insurance portfolio offers coverage options tailored to fit your company's unique needs.
In today's technology-driven world, companies face a number of dynamic exposures. Whether it is faulty software, inappropriate advice, misconfigured firewalls or inadequate anti-virus software, hardware failure - companies are increasingly at risk. Claims are growing rapidly, leaving companies liable for expensive lawsuits.
Innovation drives technology, blazing new trails to move us forward each day. Yet with innovation comes risk which can quash creativity and limit potential.
At Bennett Insurance Group we understand the needs of technology companies to feel safe while they create and explore. We focus on protecting their most valuable assets, creativity and innovation, with specialized insurance solutions to fit their needs.
In today's increasingly competitive marketplace, managing risks can be pivotal to success for any software and computer-related services business. Some things you can control.
We see the infinite potential for technology to bring about game-changing advancements. That's why we strive to provide innovative solutions for our technology clients: to ensure that we're always ready to meet our client's most unique needs.
When considering your needs for insurance products for your home or business remember contacting Bennett Insurance Group is the right move. Give us a call at 623-979-4140
Presented By:
Jim Bennett
Bennett Insurance Group
623-979-4140
http://jimbennettinsurance.com
jim@jimbennettinsurance.com
The Phoenix Symphony is an experience perfect for sharing with friends, family, colleagues, or clients. By attending as a group of 10 or more you will receive discounted tickets and other premium benefits, allowing you to open doors and create memories of a lifetime.
The Phoenix Symphony will be the arts leader in the revitalization of a thriving Arizona. The Phoenix Symphony is a cultural icon and a reason people will like to live in Arizona whether they attend concerts or not. And, the Symphony will be one of the many compelling reasons people will want to move to Arizona. This will happen because our community will recognize that the Symphony provides unparalleled civic value.
The Symphony’s first rehearsal on September 18, 1947 was held in the band room of North High School in Phoenix on Thomas and 7th Street
The 77 musicians at that rehearsal were paid $1.50 per rehearsal and $5.00 for each concert
The first season had just 4 shows, all at the Phoenix Union High School auditorium – today, they play over 150 concerts in Symphony Hall, Valley schools and throughout the Metro area
Concertmaster Steven Moeckel was once the principal soprano of the Vienna Boys Choir. They are glad he picked up the violin!
Music Director Emeritus Hermann Michael, born in Schwäbisch Gmünd, Baden-Württemberg Germany, had no formal conducting training, though he did study cello and piano at the Stuttgart Conservatory…which goes to show that music is a magic that they study and feel.
Location: 75 N. 2nd St. Phoenix, AZ 85004 • 602-495-1999
Website: http://www.phoenixsymphony.org
When considering your need for insurance products for your home or business consider contacting Bennett Insurance Group at 623-979-4140
Brought to you by:
Jim Bennett
Bennett Insurance Group
623-979-4140
http://jimbennettinsurance.com
jim@jimbennettinsurance.com
A surety bond or surety is a promise to pay one party (the obligee) a certain amount if a second party (the principal) fails to meet some obligation, such as fulfilling the terms of a contract. The surety bond protects the obligee against losses resulting from the principal's failure to meet the obligation.
At Bennett Insurance Group we work with many of the country's top-rated surety companies to secure:
Contract Payment and Performance Bonds
Fidelity Bonds on Employees
Code Compliance Bonds
Judicial and Court Bonds, including estate guardianship and repletion bonds
Professional Service Bonds
The History of Surety Bonds
Individual Surety Bonds are the original form of suretyship. The earliest known record of a contract of suretyship is a Mesopotamian tablet written around 2,750 BC. There is evidence of Individual Surety Bonds in the Code of Hammurabi and in Babylon, Persia, Assyria, Rome, Carthage, the ancient Hebrews and later England.
The Code of Hammurabi, written around 1790 BC, was the first time suretyship was addressed in a written legal code.
It wasn't until 1840 that the first Corporate Surety was organized, The Guarantee Society of London.
When considering your needs for insurance products for your home or business remember contacting Bennett Insurance Group is the right move. Give us a call at 623-979-4140
Presented By:
Jim Bennett
Bennett Insurance Group
623-979-4140
http://jimbennettinsurance.com
jim@jimbennettinsurance.com
Liquor Liability Insurance is designed to provide liability insurance protection for those businesses who manufacture, distribute, or sell liquor. You need liquor liability insurance if you sell liquor and your business is a:
Bar
Tavern
Nightclub
Fraternal Club
Convenience Store
Liquor Store
Restaurant
Liquor liability insurance is business insurance that protects your business against loss or damages claimed as a result of a patron of your business becoming intoxicated and injuring themselves or others. If your business manufactures, sells, serves, or facilitates the uses or purchase of alcohol, then your business may need this coverage.
Liquor liability coverage may be sold as an add-on to a commercial liability policy or as a separate liability policy. But, if you do not purchase this extra coverage your standard liability policy does not protect your business against these kind of claims.
As a final note, liquor liability insurance will not cover sales that are contrary to law and sales to minors.
When considering your needs for insurance products for your home or business remember contacting Bennett Insurance Group is the right move. Give us a call at 623-979-4140
Presented By:
Jim Bennett
Bennett Insurance Group
623-979-4140
http://jimbennettinsurance.com
jim@jimbennettinsurance.com
Do you have a contingency plan to take care of unplanned events or emergencies? Is your business risk-proof?
No matter how big or small your business is, it faces risks that could lower profit margins and eventually force you to close your doors - often without much notice.
Being true business professionals, we understand how serious these risks can be. We also realize that every dollar spent counts in business. That's why we have created customized business insurance plans to protect your business from unforeseen and unexpected events.
As your Insurance agent, I believe there’s more to insurance than the policy itself. It’s about providing dependable protection and service. That’s why earning your trust is my policy.
Bennett Insurance Group, Inc. has been in the insurance industry for over 20 years and takes tremendous pride in serving you to the very best of his abilities.
Ask our sales team and you will get to know why it's pure fun to work with us.
We are a diversified group of people, past pioneers, and present day visionaries, all moving towards our goal of providing peace of mind through insurance solutions. With a relaxed workplace culture, flexible benefit programs tailored to individual employees, ongoing training and professional development and a keen focus on internal communications, we expect to grow together with our trusted partner - you.
Our Corporate Culture
• Be accessible, professional and friendly as we strive for service excellence.
• Promote a culture with a broad range of products to meet member needs.
• Offer innovative products and be responsive to the marketplace with superior product delivery.
• Offer technology to meet member needs.
• Build member loyalty, advocacy and insistence.
• Be community-involved and recognized as a good corporate citizen.
When considering your needs for insurance products for your home or business consider contacting Bennett Insurance Group at 623-979-4140
Presented By:
Jim Bennett
Bennett Insurance Group
623-979-4140
http://jimbennettinsurance.com
jim@jimbennettinsurance.com
