Contractor's General Liability

Contractor's General Liability insurance is for residential and commercial builders, general contractors, construction managers, design and build firms, specialty contractors or subcontractors, owners or public and private construction projects.

We offer contractor policies for every type of project:

• Property
• Builders risk insurance and course of construction
• Liability insurance
• General liability insurance
• Contractor insurance
• Commercial auto
• Umbrella
• Workers' compensation
• Railroad protective
• Equipment insurance
• Contractor’s bonds

There is a difference between contractors general liability coverage contractors professional liability and builders risk coverage.

Builders Risk: 1st Party coverage for a building under construction, covers the property, building and materials.

Contractors General Liability: Covers your exposure for causing Bodily Injury or Property Damage with exceptions. Covers you acting in your capacity as a contractor only, for example, kids playing on the job site fall in a uncovered trench. A general liability policy would respond on your behalf. It would also respond to a claim such as one of your employees accidentally damages the plumbing in a building and causes water damage.

Professional Liability: Covers professional services such as design work, site assessments and the like. Any contractor that does any sort of design work needs a professional liability policy in case they make design errors. The general liability policy specifically excludes this.

When considering your needs for insurance products for your business or home you should be contacting Bennett Insurance Group at 623-979-4140

Brought to you by:
Jim Bennett
Bennett Insurance Group
623-979-4140
http://jimbennettinsurance.com
jim@jimbennettinsurance.com