Do you have a contingency plan to take care of unplanned events or emergencies. Is your business risk-proof?
No matter how big or small your business is, it faces risks that could lower profit margins and eventually force you to close your doors - often without much notice.
Being true business professionals, we understand how serious these risks can be. We also realize that every dollar spent counts in business. That's why we have created customized business insurance plans to protect your business from unforeseen and unexpected events.
As your Insurance agent, I believe there’s more to insurance than the policy itself. It’s about providing dependable protection and service. That’s why earning your trust is my policy.
Bennett Insurance Group, Inc. has been in the insurance industry for over 20 years and takes tremendous pride in serving you to the very best of his abilities.
Ask our sales team and you will get to know why it's pure fun to work with us.
We are a diversified group of people, past pioneers, and present day visionaries, all moving towards our goal of providing peace of mind through insurance solutions. With a relaxed workplace culture, flexible benefit programs tailored to individual employees, ongoing training and professional development and a keen focus on internal communications, we expect to grow together with our trusted partner - you.
Our Corporate Culture
• Be accessible, professional and friendly as we strive for service excellence.
• Promote a culture with a broad range of products to meet member needs.
• Offer innovative products and be responsive to the marketplace with superior product delivery.
• Offer technology to meet member needs.
• Build member loyalty, advocacy and insistence.
• Be community-involved and recognized as a good corporate citizen.
When considering your needs for insurance products for your home or business consider contacting Bennett Insurance Group at 623-979-4140
Presented By:
Jim Bennett
Bennett Insurance Group
623-979-4140
http://jimbennettinsurance.com
jim@jimbennettinsurance.com
Directors and Officers Liability Insurance provides financial protection for the directors and officers of your company in the event they are sued in conjunction with the performance of their duties as they relate to the company. Think of Directors and Officers Insurance as a management Errors and Omissions policy.
Directors & Officers Liability Insurance can usually include Employment Practices Liability and sometimes Fiduciary Liability. The former involves harassment and discrimination suits, and is where the majority of your exposure will be.
Directors and Officers Insurance is often confused with Errors and Omissions Liability. The two are not synonymous; Errors and Omissions is concerned with performance failures and negligence with respect to your products and services, not the performance and duties of management. Generally it is a good idea to carry both Directors and Officers Liability Insurance and Errors and Omissions Liability Insurance.
You need Directors and Officers Insurance because claims from stockholders, employees, and clients will be made against the company, and against the directors of the company. Since a director can be held personally responsible for acts of the company, most directors and officers will demand to be protected rather than put their personal assets at stake.
Secondly, you need Directors and Officers Insurance because: Investors and members of your board of directors will not be willing to risk their personal assets to serve as a corporate director or officer, no matter how heartfelt their belief in your company.
Lastly, employment practices suits constitute the single largest area of claim activity under Directors and Officers Liability policies. More than fifty percent of Directors and Officers Liability claims are employment practices related.
When considering your needs for insurance products for your home or business remember contacting Bennett Insurance Group is the right move. Give us a call at 623-979-4140
Presented By:
Jim Bennett
Bennett Insurance Group
623-979-4140
http://jimbennettinsurance.com
jim@jimbennettinsurance.com
Time is running out (Exhibit ends June16th 2013) to see this great display at the Lowell Observatory. Discover the brilliant ingenuity and remarkable creativity that goes into the ultimate life-support system-the spacesuit. "Suited for Space" is developed by the Smithsonian Institution Traveling Exhibition Service (SITES) in collaboration with the Smithsonian’s National Air and Space Museum, and features suits used in testing and training, large-scale photographs, and 10 objects on loan from the National Air and Space Museum.
The exhibition features large-scale photographs of suits worn by astronauts from Project Mercury through the Skylab program as well as suits used in testing and training. The photographs featured in “Suited for Space” were taken by Smithsonian photographer Mark Avino. In addition, Avino, in collaboration with Ronald Cunningham produced new X-ray images that provide a unique view of the interiors of the spacesuits. While the fragility of these spacesuits prevents them from traveling, the exhibition will feature a replica Apollo spacesuit on loan from NASA and 10 objects from the National Air and Space Museum’s collection, including a glove, a boot and helmets. Avino’s photographs provide a visual timeline of the spacesuits’ development over the years.
“Suited for Space” includes suits that made history, like the one Buzz Aldrin wore on the moon, and those that never left the ground such as the Mark V spacesuit designed for Project Mercury. The design of the Mark V suit included an over-sized shoulder joint that provided an expanded level of mobility. However, with three astronauts sitting side-by-side in a capsule the size of the front seat of a small car, the suit was not feasible for the Apollo mission. A visitor to the exhibition can see an exciting visual timeline of the spacesuits’ evolution over the years. In addition, the exhibition has its own Facebook page for space trivia, curatorial insight, and general fun.
Location: 1400 Mars Hill Road Flagstaff, AZ 86001 - 928-233-3260
Hours: M/W/F/Sa: 9:00am - 9:00pm T/Th/Su: 9:00am-5:00pm
Website: http://www.lowell.edu/news/2013/03/suited-for-space-exhibition-opens-at-lowell/
https://www.facebook.com/suitedforspace
When considering your need for insurance products for your home or business consider contacting Bennett Insurance Group at 623-979-4140
Brought to you by:
Jim Bennett
Bennett Insurance Group
623-979-4140
http://jimbennettinsurance.com
jim@jimbennettinsurance.com
You don't have to be a millionaire to be sued like one. Million-dollar judgments against individuals for negligence are still relatively rare. However, receiving a lawsuit with a million-dollar demand is more common. If you receive such a court summons and you have only $100,000 of coverage, you may lose a lot of sleep.
Umbrella policies offer inexpensive "peace of mind" for most types of negligence claims. Automobile accidents are probably the most common source of serious claims.
The simple fact is that in today's lawsuit-happy culture, the nightmare scenario is a real possibility if you're ever found at fault in a major auto accident or even sued for a serious mishap on your property.
A Personal Umbrella Insurance policy supplements your basic automobile liability with extra million-dollar layers of protection. It also covers other types of catastrophic claims such as a neighbor's child drowning in your pool or the delivery man being seriously injured by falling over your child's toys or slipping on wet porch steps.
Personal liability insurance helps protect your wages, house, investments, cars and boats from being at risk if a serious accident occurs. Talk to Bennett Insurance Group to find out what the best level of coverage is for your unique situation.
There is good news. A personal liability umbrella insurance policy can give one added liability protection without a large added cost. Additional liability insurance is often inexpensive, especially compared to the added coverage one gains. Furthermore, liability insurance covers one’s non-business activities anywhere in the world. Having the added protection of a liability umbrella policy is coverage no one should go without.
When considering your needs for insurance products for your home or business remember contacting Bennett Insurance Group is the right move. Give us a call at 623-979-4140
Presented By:
Jim Bennett
Bennett Insurance Group, Inc.
623-979-4140
http://jimbennettinsurance.com
jim@jimbennettinsurance.com
The history of Memorial Day, a United States federal holiday, which occurs every year on the final Monday of May started as Decoration Day.
Memorial Day is a day of remembering the men and women who died while serving in the United States Armed Forces. Formerly known as Decoration Day, it originated after the American Civil War to commemorate the Union and Confederate soldiers who died in the Civil War. By the 20th century, Memorial Day had been extended to honor all Americans who have died while in the military service. It typically marks the start of the summer vacation season, while Labor Day marks its end.
Many people visit cemeteries and memorials, particularly to honor those who have died in military service. Many volunteers place an American flag on each grave in national cemeteries.
Annual Decoration Days for particular cemeteries are held on a Sunday in late spring or early summer in some rural areas of the American South, notably in the mountains. In cases involving a family graveyard where remote ancestors as well as those who were deceased more recently are buried, this may take on the character of an extended family reunion to which some people travel hundreds of miles. People gather on the designated day and put flowers on graves and renew contacts with kinfolk and others.
There often is a religious service and a "dinner on the ground," the traditional term for a potluck meal in which people used to spread the dishes out on sheets or tablecloths on the grass. It is believed that this practice began before the American Civil War and thus may reflect the real origin of the "memorial day" idea.
Memorial Day should not be confused with Veterans Day; Memorial Day is a day of remembering the men and women who died while serving, while Veterans Day celebrates the service of all U.S. military veterans.
When considering your needs for insurance products for your home or business remember contacting Bennett Insurance Group is the right move. Give us a call at 623-979-4140
Presented By:
Jim Bennett
Bennett Insurance Group
623-979-4140
http://jimbennettinsurance.com
jim@jimbennettinsurance.com
Do you have a contingency plan to take care of unplanned events or emergencies. Is your business risk-proof?
No matter how big or small your business is, it faces risks that could lower profit margins and eventually force you to close your doors - often without much notice.
Being true business professionals, we understand how serious these risks can be. We also realize that every dollar spent counts in business. That's why we have created customized business insurance plans to protect your business from unforeseen and unexpected events.
As your Insurance agent, I believe there’s more to insurance than the policy itself. It’s about providing dependable protection and service. That’s why earning your trust is my policy.
Bennett Insurance Group, Inc. has been in the insurance industry for over 20 years and takes tremendous pride in serving you to the very best of his abilities.
Ask our sales team and you will get to know why it's pure fun to work with us.
We are a diversified group of people, past pioneers, and present day visionaries, all moving towards our goal of providing peace of mind through insurance solutions. With a relaxed workplace culture, flexible benefit programs tailored to individual employees, ongoing training and professional development and a keen focus on internal communications, we expect to grow together with our trusted partner - you.
Our Corporate Culture
• Be accessible, professional and friendly as we strive for service excellence.
• Promote a culture with a broad range of products to meet member needs.
• Offer innovative products and be responsive to the marketplace with superior product delivery.
• Offer technology to meet member needs.
• Build member loyalty, advocacy and insistence.
• Be community-involved and recognized as a good corporate citizen.
When considering your needs for insurance products for your home or business consider contacting Bennett Insurance Group at 623-979-4140
Presented By:
Jim Bennett
Bennett Insurance Group
623-979-4140
http://jimbennettinsurance.com
jim@jimbennettinsurance.com
With the recent tornadoes in the Oklahoma City area it seems like a good time to remind you that Business Interruption Insurance can be a vital part of your insurance package.
You need to be ready when a disaster strikes your business. It could be a storm, fire or other unforeseen event you need to have coverage that does more than just replace your inventory and property. You need to protect your real cash flow.
If your business suffers a property loss it could cause the business to slow or close down while repairs are made. This may mean a complete or partial revenue loss depending on the time frame and the damage. From the time the loss occurs until your business is running again, insurance can replace your lost profits, and provide a source of money to pay your necessary continuing expenses, like rent, payroll, taxes, etc.
Business interruption insurance covers the loss of income that a business suffers after a disaster while its facility is either closed because of the disaster or in the process of being rebuilt after it. Your property insurance policy only covers the physical damage to the business, while the additional coverage allotted by the business interruption policy covers the cash-flow that would have been earned. This extra policy provision is applicable to all types of businesses, as it is designed to put a business in the same financial position it would have been in if no damage had occurred.
This type of coverage is not sold as a stand-alone policy, but can be added on to the business' property insurance policy or comprehensive package policy. Since business interruption is included as part of the business' primary policy, it only pays out if the cause of the loss is covered by the overarching policy.
The following are typically covered under a business interruption insurance policy:
Fixed Costs: Operating expenses and other costs still being incurred by the property (based on historical costs);
Temporary Location: Special policies may cover the extra expenses for moving to, and operating from, a temporary location;
Profits: Profits that would have been earned (based on prior months' financial statements);
Extra Expenses: Reimbursement for reasonable expenses (beyond the fixed costs) that allow the business to continue operation while the property is being repaired.
When considering your needs for insurance products for your home or business remember contacting Bennett Insurance Group is the right move. Give us a call at 623-979-4140
Presented By:
Jim Bennett
Bennett Insurance Group
623-979-4140
http://jimbennettinsurance.com
jim@jimbennettinsurance.com
