If you are new to RV's, we recommend getting good background, which helps you through the learning and decision steps for determining which RV is right for you.
The major RV lifestyles are the following:
• Camper or Weekender: Those who take very short trips in their RV, typically over a weekend up to about a week.
• Vacationer: Longer trips lasting up to several weeks.
• Snowbird: Takes the RV to warmer climates for an entire season and returns home in the summer.
• Fulltimer: Those who live in the RV as their only place of residence.
At the very minimum, an RV provides temporary living accommodations consisting of a bed, food storage, food preparation, and dining area. On very small trailers or tent campers, cooking and dining facilities may be accessible only from the outside.
For online information there the two common online discussion group types, forums and public newsgroups. Forums are usually hosted by a company or organization, and they set the membership requirements. Public newsgroups are open to the general public. Both are good sources of information, though we prefer the public newsgroups because they tend to be more active.
Check out;
GoodSam Club http://www.goodsamclub.com/
Fun Roads http://www.funroads.com/
Online discussion groups are public, and can be seen by anyone in the world. Post only the information that you don't mind everyone knowing. Never post information such as passwords, user names, social security numbers, credit card numbers, or other sensitive information. For you and your family's safety, be cautious about specific information you provide. Depending on the context, you may not want to post information such as your full name, family member names, exact physical address or location, license plate numbers, etc. Use a throw-away email address when posting to public groups. Free email accounts are available from Gmail.com and Outlook.com.
As much as you expend efforts to purchase your dream motor home, it is important to select appropriate motor home insurance policy. Legally speaking, you are required to have a certain minimum amount of coverage when you have your motor home registered. However, there are many insurance policies to ensure that your motor home obtains maximum coverage and protection. It is important to choose a policy that incorporates the recreational value of your motor home and does not treat it as another automobile.
When considering your needs for insurance products for your home or business remember contacting Bennett Insurance Group is the right move. Give us a call at 623-979-4140
Presented By:
Jim Bennett
Bennett Insurance Group
623-979-4140
http://jimbennettinsurance.com
jim@jimbennettinsurance.com
Thursday, June 20, 2013
Wednesday, June 19, 2013
Bennett Insurance Group Presents: Rosson House Museum
This 2,800 square foot beautiful Eastlake architectural style Victorian home built in 1895 features ten rooms and five fireplaces. View what life was like for Rosson House residents of Block 14, owners and tenants, in early Phoenix during Arizona’s late territorial times all in its original location. Docent guided tours are every hour and last 45-60 minutes. Contact the Emporium, our museum store, at 602.262.5070 for the day’s tour schedule.
They preserve and interpret the Rosson House through collections and stories of the poeple who lived in the house and the City of Phoenix primarily for the time period of 1895 through 1915.
The Rosson House was built in 1895 for Dr. and Mrs. Roland Lee Rosson at a cost of $7525 and stands today as it did then in its original location. A superb example of the Victorian style, the home was one of the most prominent homes in Phoenix. Purchased by the City in 1974, it has been authentically restored through the contributions of many individuals, groups and businesses.
Mission: Historic Heritage Square, where the past and present ignite imagination.
They fulfill this mission statement by:
Creating a fun and engaging destination in the heart of Phoenix, through preservation, education, events and memorable experiences. And preserving the setting and structures and presenting historical interpretations of the people and history of the square.
Location: 115 N 6th St, Phoenix, AZ 85004
Hours: Tuesday - Saturday 10am to 4pm – Sunday Noon to 4pm
Website: http://www.rossonhousemuseum.org/ • 602.262.5070
When considering your need for insurance products for your home or business consider contacting Bennett Insurance Group at 623-979-4140
Brought to you by:
Jim Bennett
Bennett Insurance Group
623-979-4140
http://jimbennettinsurance.com
jim@jimbennettinsurance.com
They preserve and interpret the Rosson House through collections and stories of the poeple who lived in the house and the City of Phoenix primarily for the time period of 1895 through 1915.
The Rosson House was built in 1895 for Dr. and Mrs. Roland Lee Rosson at a cost of $7525 and stands today as it did then in its original location. A superb example of the Victorian style, the home was one of the most prominent homes in Phoenix. Purchased by the City in 1974, it has been authentically restored through the contributions of many individuals, groups and businesses.
Mission: Historic Heritage Square, where the past and present ignite imagination.
They fulfill this mission statement by:
Creating a fun and engaging destination in the heart of Phoenix, through preservation, education, events and memorable experiences. And preserving the setting and structures and presenting historical interpretations of the people and history of the square.
Location: 115 N 6th St, Phoenix, AZ 85004
Hours: Tuesday - Saturday 10am to 4pm – Sunday Noon to 4pm
Website: http://www.rossonhousemuseum.org/ • 602.262.5070
When considering your need for insurance products for your home or business consider contacting Bennett Insurance Group at 623-979-4140
Brought to you by:
Jim Bennett
Bennett Insurance Group
623-979-4140
http://jimbennettinsurance.com
jim@jimbennettinsurance.com
Tuesday, June 18, 2013
Great Family Insurance Agents Are Out There
You'll need to choose a good family insurance agent, one who'll look out after you and your family's needs. Like choosing a good school for your children or a family doctor choosing the right insurance agent is a very important decision.
The two types of insurance agents are:
Independent Insurance Agents - Agents who generally work for an independent insurance agency. Independent insurance agencies represent more than one company. They are typically able to provide you with more product and coverage options that direct writers. While these two types of agents are certainly different each has their advantage. I've found that many clients truly enjoy the options that come with the independent agent while others prefer the big company branding that seems to come along with the direct writers.
Direct Writers - Those agents who are employees of an insurance company. Direct Writers represent only the products and services that their insurance company has to offer.
Honesty
Well.....believe it or not, there are insurance agents who are not honest! Fortunately, dishonest agents are very few and far between.
Credentials
A good insurance agent will help you establish adequate liability limits, properly evaluate replacement cost of your home and contents, advise you on deductible options, life insurance limits, retirement planning and many more specific insurable situations with the sole purpose of providing you with adequate asset protection.
Just how can you tell who's honest or not. Think about people you meet on the street. Can you tell if the man in the blue suit carrying the briefcase is honest or how about that lady in the green hat? Agents who are in business fro years means an agent you can trust.
Customer Service
Look for an agent who will service your account. So many times you'll secure an insurance policy from an agent only to have all the service work done by someone else in the agency. When it seems like every time you call to have your policy modified and you find you're being passed off to someone else, someone who you've never met, then I'd start looking for another agent! It's true, in some agencies, after the original sale, you may never talk with your agent again! Well.....unless you need to purchase another policy!
When considering your needs for insurance products for your home or business remember contacting Bennett Insurance Group is the right move. Give us a call at 623-979-4140
Presented By:
Jim Bennett
Bennett Insurance Group, Inc.
623-979-4140
http://jimbennettinsurance.com
jim@jimbennettinsurance.com
The two types of insurance agents are:
Independent Insurance Agents - Agents who generally work for an independent insurance agency. Independent insurance agencies represent more than one company. They are typically able to provide you with more product and coverage options that direct writers. While these two types of agents are certainly different each has their advantage. I've found that many clients truly enjoy the options that come with the independent agent while others prefer the big company branding that seems to come along with the direct writers.
Direct Writers - Those agents who are employees of an insurance company. Direct Writers represent only the products and services that their insurance company has to offer.
Honesty
Well.....believe it or not, there are insurance agents who are not honest! Fortunately, dishonest agents are very few and far between.
Credentials
A good insurance agent will help you establish adequate liability limits, properly evaluate replacement cost of your home and contents, advise you on deductible options, life insurance limits, retirement planning and many more specific insurable situations with the sole purpose of providing you with adequate asset protection.
Just how can you tell who's honest or not. Think about people you meet on the street. Can you tell if the man in the blue suit carrying the briefcase is honest or how about that lady in the green hat? Agents who are in business fro years means an agent you can trust.
Customer Service
Look for an agent who will service your account. So many times you'll secure an insurance policy from an agent only to have all the service work done by someone else in the agency. When it seems like every time you call to have your policy modified and you find you're being passed off to someone else, someone who you've never met, then I'd start looking for another agent! It's true, in some agencies, after the original sale, you may never talk with your agent again! Well.....unless you need to purchase another policy!
When considering your needs for insurance products for your home or business remember contacting Bennett Insurance Group is the right move. Give us a call at 623-979-4140
Presented By:
Jim Bennett
Bennett Insurance Group, Inc.
623-979-4140
http://jimbennettinsurance.com
jim@jimbennettinsurance.com
Monday, June 17, 2013
Food Service Liability Insurance
Today’s food service environment is more complex than ever before and you want to know you’re covered for the challenges that occur in the fast paced restaurant business..
Whether you run a small cafe or a national chain, you could be held liable for anything from contaminated or spoiled food to spilled coffee. Consider that you are last and most visible link in the intricate food chain. That’s why you deserve an insurance company with commercial restaurant insurance coverage specifically designed for the modern risks you are facing.
Eligible classes include, but are not limited to:
• Bakery
• Casual Dining
• Catering
• Coffee Bars and Shops
• Delicatessen
• Entertainment Venues
• Ethnic Cuisine
• Fast Food
• Fine Dining
• Food Trucks
• Ice Cream Trucks
• Micro Brewery
• Sandwich Shop
• Vending
• Workman’s Compensation
At Bennett Insurance Group we know how hard you work to make your food related businesses a success and the pride of your neighborhood, city or even the country. But how much time to do you have to think about and understand your insurance needs?
That’s why you need a strong and knowledge insurance broker working just as hard for you..
When considering your needs for insurance products for your home or business consider contacting Bennett Insurance Group at 623-979-4140
Presented By:
Jim Bennett
Bennett Insurance Group
623-979-4140
http://jimbennettinsurance.com
jim@jimbennettinsurance.com
Whether you run a small cafe or a national chain, you could be held liable for anything from contaminated or spoiled food to spilled coffee. Consider that you are last and most visible link in the intricate food chain. That’s why you deserve an insurance company with commercial restaurant insurance coverage specifically designed for the modern risks you are facing.
Eligible classes include, but are not limited to:
• Bakery
• Casual Dining
• Catering
• Coffee Bars and Shops
• Delicatessen
• Entertainment Venues
• Ethnic Cuisine
• Fast Food
• Fine Dining
• Food Trucks
• Ice Cream Trucks
• Micro Brewery
• Sandwich Shop
• Vending
• Workman’s Compensation
At Bennett Insurance Group we know how hard you work to make your food related businesses a success and the pride of your neighborhood, city or even the country. But how much time to do you have to think about and understand your insurance needs?
That’s why you need a strong and knowledge insurance broker working just as hard for you..
When considering your needs for insurance products for your home or business consider contacting Bennett Insurance Group at 623-979-4140
Presented By:
Jim Bennett
Bennett Insurance Group
623-979-4140
http://jimbennettinsurance.com
jim@jimbennettinsurance.com
Friday, June 14, 2013
Insurance Needs and Your Business
Do you have a contingency plan to take care of unplanned events or emergencies. Is your business risk-proof?
No matter how big or small your business is, it faces risks that could lower profit margins and eventually force you to close your doors - often without much notice.
Being true business professionals, we understand how serious these risks can be. We also realize that every dollar spent counts in business. That's why we have created customized business insurance plans to protect your business from unforeseen and unexpected events.
As your Insurance agent, I believe there’s more to insurance than the policy itself. It’s about providing dependable protection and service. That’s why earning your trust is my policy.
Bennett Insurance Group, Inc. has been in the insurance industry for over 20 years and takes tremendous pride in serving you to the very best of his abilities.
Ask our sales team and you will get to know why it's pure fun to work with us.
We are a diversified group of people, past pioneers, and present day visionaries, all moving towards our goal of providing peace of mind through insurance solutions. With a relaxed workplace culture, flexible benefit programs tailored to individual employees, ongoing training and professional development and a keen focus on internal communications, we expect to grow together with our trusted partner - you.
Our Corporate Culture
• Be accessible, professional and friendly as we strive for service excellence.
• Promote a culture with a broad range of products to meet member needs.
• Offer innovative products and be responsive to the marketplace with superior product delivery.
• Offer technology to meet member needs.
• Build member loyalty, advocacy and insistence.
• Be community-involved and recognized as a good corporate citizen.
When considering your needs for insurance products for your home or business consider contacting Bennett Insurance Group at 623-979-4140
Presented By:
Jim Bennett
Bennett Insurance Group
623-979-4140
http://jimbennettinsurance.com
jim@jimbennettinsurance.com
No matter how big or small your business is, it faces risks that could lower profit margins and eventually force you to close your doors - often without much notice.
Being true business professionals, we understand how serious these risks can be. We also realize that every dollar spent counts in business. That's why we have created customized business insurance plans to protect your business from unforeseen and unexpected events.
As your Insurance agent, I believe there’s more to insurance than the policy itself. It’s about providing dependable protection and service. That’s why earning your trust is my policy.
Bennett Insurance Group, Inc. has been in the insurance industry for over 20 years and takes tremendous pride in serving you to the very best of his abilities.
Ask our sales team and you will get to know why it's pure fun to work with us.
We are a diversified group of people, past pioneers, and present day visionaries, all moving towards our goal of providing peace of mind through insurance solutions. With a relaxed workplace culture, flexible benefit programs tailored to individual employees, ongoing training and professional development and a keen focus on internal communications, we expect to grow together with our trusted partner - you.
Our Corporate Culture
• Be accessible, professional and friendly as we strive for service excellence.
• Promote a culture with a broad range of products to meet member needs.
• Offer innovative products and be responsive to the marketplace with superior product delivery.
• Offer technology to meet member needs.
• Build member loyalty, advocacy and insistence.
• Be community-involved and recognized as a good corporate citizen.
When considering your needs for insurance products for your home or business consider contacting Bennett Insurance Group at 623-979-4140
Presented By:
Jim Bennett
Bennett Insurance Group
623-979-4140
http://jimbennettinsurance.com
jim@jimbennettinsurance.com
Thursday, June 13, 2013
401 k Retirement Plans
What are you doing about your retirement?
What financial tools are you using to fund your coming retirement?
Do you have a 401 (k) plan? Or is your question … what is a 401 (k) ?
401(K) plans are tax-deferred retirement savings plans for employees. The employer sets them up and each company has a slightly different 401(k). They are part of a family of retirement plans known as "defined contribution" plans - the amount contributed is defined by the employer or the employee.
The 401(k) account is the common name in the United States for the tax qualified defined contribution pension plan account and takes its name from subsection 401(k) of the Internal Revenue Code (Title 26 of the United States Code). 401(k) are "defined contribution plans" with annual contributions limited to $17,500 as of 2013. Contributions are "tax-deferred"—deducted from paychecks before taxes and then taxed when a withdrawal is made from the 401(k) account. Depending on the employer's program a portion of the employee's contribution may be matched by the employer. They are not the only type of employer-provided defined contribution pension plans; 403(b) and 401(a) defined contribution plans also exist yet have higher mandatory limits.
When you join a 401(K) plan, you tell your employer how much money you want to contribute to your account. This amount is deducted from your salary before taxes are applied, so you pay less income tax. More importantly, the money is deducted even before you have received it, making it the easiest savings plan to contribute to. Your employer may match a portion of your contribution. The money is invested by the plan administrator (on your behalf) in mutual funds, bonds, money market accounts, etc.
With a 401 (k) you decide on the mix of investments. They usually have a list of investment vehicles you can choose from as well as some guidelines for the level of risk you are willing to take. Since the plan is an incentive for retirement savings, there is one condition: if you withdraw the money before you are 59½ years old, you will have to pay tax as well as a 10% penalty fine to the IRS.
When considering your needs for retirement or insurance products for your home or business consider contacting Bennett Insurance Group at 623-979-4140
Presented By:
Jim Bennett
Bennett Insurance Group, Inc.
623-979-4140
http://jimbennettinsurance.com
jim@jimbennettinsurance.com
What financial tools are you using to fund your coming retirement?
Do you have a 401 (k) plan? Or is your question … what is a 401 (k) ?
401(K) plans are tax-deferred retirement savings plans for employees. The employer sets them up and each company has a slightly different 401(k). They are part of a family of retirement plans known as "defined contribution" plans - the amount contributed is defined by the employer or the employee.
The 401(k) account is the common name in the United States for the tax qualified defined contribution pension plan account and takes its name from subsection 401(k) of the Internal Revenue Code (Title 26 of the United States Code). 401(k) are "defined contribution plans" with annual contributions limited to $17,500 as of 2013. Contributions are "tax-deferred"—deducted from paychecks before taxes and then taxed when a withdrawal is made from the 401(k) account. Depending on the employer's program a portion of the employee's contribution may be matched by the employer. They are not the only type of employer-provided defined contribution pension plans; 403(b) and 401(a) defined contribution plans also exist yet have higher mandatory limits.
When you join a 401(K) plan, you tell your employer how much money you want to contribute to your account. This amount is deducted from your salary before taxes are applied, so you pay less income tax. More importantly, the money is deducted even before you have received it, making it the easiest savings plan to contribute to. Your employer may match a portion of your contribution. The money is invested by the plan administrator (on your behalf) in mutual funds, bonds, money market accounts, etc.
With a 401 (k) you decide on the mix of investments. They usually have a list of investment vehicles you can choose from as well as some guidelines for the level of risk you are willing to take. Since the plan is an incentive for retirement savings, there is one condition: if you withdraw the money before you are 59½ years old, you will have to pay tax as well as a 10% penalty fine to the IRS.
When considering your needs for retirement or insurance products for your home or business consider contacting Bennett Insurance Group at 623-979-4140
Presented By:
Jim Bennett
Bennett Insurance Group, Inc.
623-979-4140
http://jimbennettinsurance.com
jim@jimbennettinsurance.com
Wednesday, June 12, 2013
Bennett Insurance Group Presents: Arizona Military Museum
The Arizona Military Museum is operated by the Arizona National Guard Historical Society, a private non-profit corporation. The officers and directors serve as docents, and they perform other necessary functions in conjunction with National Guard support to operate and maintain the museum.
On September 30, 2006, the Arizona Military Museum celebrated its 25th anniversary.
The museum building is a significant part of Arizona's military history. The raw adobe building was constructed in 1936 as a Depression-era public works project. It served as a National Guard arsenal until World War II, when it was converted into a maintenance shop for German prisoners of war confined at a nearby POW camp.
The Arizona Military Museum Library has an outstanding collection of old and new books, periodicals, historical records, videos and written memorabilia, official military histories, specialized encyclopedias, copies of military orders and maps.
Military exhibits include a large weapons display and an actual UH-1M Army Combat Helicopter (gunship) flown in Vietnam.
The dramatic and colorful military history of Arizona begins with the Spanish Conquistadors and continues to this day. There's something at the Museum for everyone--kids to seniors. Visitors can view over twenty-five authentic displays of everything from uniforms to weapons to armored vehicles, and as a result, gain a better understanding of the contributions made by Arizona veterans who serviced their country.
The museum shares the building with the Arizona Regional Training Institute on Papago Military Reservation at 52nd Street and East McDowell Road. The Museum theme is Lest We Forget, to remind visitors of those in uniformed military service who served their country or lost their lives in combat
Location: 5636 E. McDowell Rd., Phoenix, Arizona 85008-3495
Phone: 602-267-2676
Website: http://www.azdema.gov/museum/
When considering your need for insurance products for your home or business consider contacting Bennett Insurance Group at 623-979-4140
Brought to you by:
Jim Bennett
Bennett Insurance Group
623-979-4140
http://jimbennettinsurance.com
jim@jimbennettinsurance.com
On September 30, 2006, the Arizona Military Museum celebrated its 25th anniversary.
The museum building is a significant part of Arizona's military history. The raw adobe building was constructed in 1936 as a Depression-era public works project. It served as a National Guard arsenal until World War II, when it was converted into a maintenance shop for German prisoners of war confined at a nearby POW camp.
The Arizona Military Museum Library has an outstanding collection of old and new books, periodicals, historical records, videos and written memorabilia, official military histories, specialized encyclopedias, copies of military orders and maps.
Military exhibits include a large weapons display and an actual UH-1M Army Combat Helicopter (gunship) flown in Vietnam.
The dramatic and colorful military history of Arizona begins with the Spanish Conquistadors and continues to this day. There's something at the Museum for everyone--kids to seniors. Visitors can view over twenty-five authentic displays of everything from uniforms to weapons to armored vehicles, and as a result, gain a better understanding of the contributions made by Arizona veterans who serviced their country.
The museum shares the building with the Arizona Regional Training Institute on Papago Military Reservation at 52nd Street and East McDowell Road. The Museum theme is Lest We Forget, to remind visitors of those in uniformed military service who served their country or lost their lives in combat
Location: 5636 E. McDowell Rd., Phoenix, Arizona 85008-3495
Phone: 602-267-2676
Website: http://www.azdema.gov/museum/
When considering your need for insurance products for your home or business consider contacting Bennett Insurance Group at 623-979-4140
Brought to you by:
Jim Bennett
Bennett Insurance Group
623-979-4140
http://jimbennettinsurance.com
jim@jimbennettinsurance.com
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